Auto insurance
Liability, collision and comprehensive coverage for daily drivers, teens and multi-car households. Ask about safe-driver and bundle discounts.
Liability
Collision
Roadside
Your life, fully covered.
Your life isn’t one policy, and your insurance shouldn’t be one-size-fits-all. Jake Hobaugh helps you connect the dots across your auto, home, family, and business coverage — identifying gaps, tailoring options to your household, and building a plan around what matters most.
Quick quote
What do you need covered?
Pick one or more — we’ll follow up within one business day.
Continue to quoteEvery need
Coverage options for every household
1 business day
Quote turnaround
Bundle
Savings across auto, home & life
Local
Claims help from a neighbor
Meet your agent
Insurance with a face, a name and a direct line.
Most people don’t find a gap in their coverage until they need to file a claim. My job is to find it first. I sit down with every client, walk through what you own, who depends on you and what keeps you up at night — then build a plan that covers all of it.
When life changes, I’m a phone call away to make sure your coverage changes with it.
Insurance for everything you’ve worked for
Protect your car, your home and the people who depend on you — with policies we can bundle for extra savings.
Homeowners insurance
Covers your dwelling, belongings and personal liability against fire, storms, theft and more — tailored to your home’s real replacement cost.
Dwelling
Contents
Liability
Renters insurance
Affordable protection for your belongings and liability, plus living expenses if your rental becomes unlivable.
Belongings
Liability
Life insurance
Term and whole life options that replace income, cover a mortgage, or fund college — so your family is taken care of.
Term
Whole life
Final expense
Umbrella insurance
Extra liability protection above your auto and home limits, for the lawsuit you hope never happens.
$1M+ limits
Excess liability
Recreational vehicles
Motorcycles, boats, RVs, ATVs and campers — coverage built for how and where you ride.
Motorcycle
Boat
RV
From sole proprietors to growing teams, we build commercial packages that keep your doors open when something goes wrong.
General liability
Covers third-party injuries, property damage and advertising claims — the foundation of most business policies.
Bodily injury
Property damage
Business owner’s policy
A BOP bundles liability and commercial property at one price, ideal for small offices, shops and restaurants.
Liability
Property
Income
Commercial auto
Vehicles used for work — vans, trucks and fleets — with hired and non-owned auto options.
Fleet
Hired auto
Workers’ compensation
Medical bills and lost wages for employees hurt on the job, and protection for you from related lawsuits.
Medical
Wages
Commercial property
Buildings, equipment, inventory and tools — protected against fire, theft and weather damage.
Building
Equipment
Professional liability
Errors and omissions coverage for consultants, contractors and service providers.
E&O
Cyber
Coverage built around you, not a template
01
Options for every household
Young drivers, growing families, first homes, empty nesters, small businesses — we have coverage options and discounts for every stage of life.
02
Advice, not a call center
You get Jake’s direct line. Real answers from someone who knows your policy and your name.
03
In your corner at claim time
When something goes wrong, we help you file, follow up on your behalf and push for a fair, fast resolution.
04
Reviewed every year
Life changes — new car, new home, new baby. We review your coverage annually so you are never over- or under-insured.
Three steps to better coverage
Tell us what you have
Share your vehicles, home, family or business details — online, by phone, or across the desk.
We build your plan
Jake matches the right coverage options to your life, flags gaps, and finds every discount and bundle you qualify for.
You choose, we stay
Pick the policy that fits. We handle the paperwork, annual reviews and claims support.
Free quote
See what you could save
No obligation and no spam. Most quotes are back within one business day, and bundling home and auto often saves the most.
Frequently asked
What kinds of coverage do you offer?
Auto, home, renters, condo, life, umbrella, recreational vehicles and a full range of business insurance — plus add-ons and discounts tailored to your household.
Does it cost anything to get a quote?
No. Quotes and coverage reviews are always free and come with no obligation.
Can I bundle home and auto?
Yes — and bundling is often the single biggest discount available. We will walk you through the bundle options that fit your household.
What should I have ready for a quote?
Your current declarations page if you have one, driver’s license numbers, vehicle VINs, and your property address. We can work with whatever you have.
How do I file a claim?
Call us first. We will help you report it, explain what is covered, and stay with you until it is resolved.
Proud to protect our neighbors
Client reviews
What our clients say
Jake bundled our home and auto and saved us over $600 a year. He explained every line of the policy.
Found a gap in our liability coverage our old agent never mentioned. Responsive, honest and easy to work with.
Made getting life insurance painless. No pressure, just clear options for our family.
After my accident Jake handled the claim calls for me. Had a rental the same day.
First-time homebuyers and totally lost — Jake walked us through everything before closing.
He actually reviews my coverage every year and calls me with ideas. That never happened before.